As we’ve seen in recent times, bad things can happen to good people. And when you’re on the other side of it, it’s useful to have a disaster recovery plan to help get your life back on track.
Alexandria Blaelock, author of Ms Blaelock’s Book of Holistic Personal Finance says “When you get right down to the bottom of it, it doesn’t matter what kind of disaster you’ve been through, the steps toward recovery are going to be similar.”
Here are Blaelock’s tips for developing a disaster recovery plan:
- Designate an emergency contact: Your friends and family are going to worry about you, and you’re going to worry about them. You need some way to stay in touch when circumstances get difficult. The International Red Cross operates a service you can call to register you’re safe and check on others.
- Prepare for time off-grid: Collect together enough food, water and medical supplies for at least three days in watertight bags. You might need more if you live in a remote area. Add a battery-operated radio so you can keep up to date with emergency bulletins. Also include an emergency kit for risks specific to your region, e.g., bushfires, floods, avalanche. Keep it in the car, ready to go.
- Develop an emergency plan: Learn some basic first aid and survival skills, including how to safely carry injured people. Rehearse your emergency evacuations and communications so thoroughly that when you have to do it for real, you can do it without thinking.
- Get the kids kitted and skilled up: It is possible you and your kids will be separated by the disaster. Give them their own disaster kit, and teach them some basic survival skills. Consider a safe word, for an added level of security.
- Prepare a contingency plan: Think about how you’re going to get by in that first couple of weeks – clothes, emergency cash, where you might live, and where you might get work.
Alexandria’s tips on developing a disaster recovery plan will help you prepare for the worst, and be off to a good start if it happens.
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